Baxter professional

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Location Lincoln St. About Us. Our Vision. For the people we serve to be empowered to make changes that will make their lives better. Our Mission and Purpose. Core Values. We take responsibility for our individual and collective actions. Autonomy and respect for the individual:. Our Owners.

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Necessary Necessary. Non-necessary Non-necessary. Your Testimonials Message. For example, nail salons and hairdressers need to have professional liability to protect their professional work. If they dye a customers hair the wrong color, this is a mistake that could lead to a professional liability claim. An important takeaway is that many businesses and professionals need both professional liability and general liability.

Many factors go into the cost of a professional liability insurance policy. The type of business that you are in, the number of employees you have, your annual sales, your past claims history. Given vast range of business types and professional liability policies out there, there is no way to ballpark a one-size-fits all premium. The best way to obtain a professional liability cost is to have us run a quote specific to you and your company. As part of the quote process, we will work with you to complete the appropriate professional liability application specific to your business type.

We will then take your application out to market to shop for the best policy terms and rates. We work with dozens of the highest rated professional liability insurance companies, wholesales, and programs across the country.

We only need one application from you, and we will take your submission out to market and go get you the best policy we can find. At Baxter Insurance we know professional liability insurance. We have served thousands of businesses over the past 30 years. We have access to the top professional liability markets, so we can save you time and money. One quick application with us, and we will bring you back a great professional liability quote. Our agents have the expertise to help you sort through the literally hundreds of insurance companies and their policies to help you make sense of it all.

And the best news? Using an insurance agency like us usually saves you money because we are going to market the policy. You are also going to have an insurance adviser you can call on throughout the life of your policy to help you with questions, service, and most importantly, in the event you have a claim. This is very different than other business insurance policies.

Claims-Made policies mean the insurance company will only provide coverage if the claim is made at the time the policy is active. For example, if you start your policy in January, and in February you make a mistake that leads to a claim, but you cancel your policy in March, and the client sues you in April, you are out of luck. Even though your policy was active when the claim happened, the policy was cancelled when the claim was made.

So when you purchase professional liability insurance, you want to make sure you keep your policy active year after year, without any lapse in coverage. Good question. For example, if you are an attorney and you started practicing law and purchased your first professional liability policy January 1st, , that is your retroactive date.

You need to make sure that any new insurer you move your policy to agrees to keep that same retroactive date in-tact.